INSURANCE
We have been giving the people of West Yorkshire expert mortgage advice since 2016
Home insurance is a type of insurance product that protects your property and your belongings.
There are three main types of home insurance:
Buildings Insurance, Contents Insurance, Landlord Insurance. Buildings insurance covers the cost of repairing damage to the structure of your property. This includes the walls, windows and roof as well as permanent fixtures and fittings such as baths, toilets and fitted kitchens. As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up.
Contents insurance on the other hand, covers the cost of replacing your belongings in your home if they are damaged, destroyed or stolen. Generally, your ‘contents’ are defined as the items that would fall out if you could pick your property up and turn it upside down.
Combined Buildings and contents is a convenient way to make sure everything is covered, you’ll often receive a discounted premium for combining the two.
We can search through a range of policies to find the one that suits you best from our extensive list of insurers.
As with all insurance policies, conditions and exclusions will apply.
TESTIMONIALS
What our clients say...
I cannot speak highly enough of Jim and the level of service he provides. As a first time buyer I have been daunted by stories of things going horribly wrong. I am very happy that Jim has made this a very straightforward experience, going above and beyond his job's description to make everything happen. He has set the bar very high for everyone else that I worked with on the process and nobody has managed to match him. Thank you very much for all of your help! Will definitely get in touch for the next property.
Robert Furdui
Highest praise possible for Jim Rudd. He helped us no end in getting two mortgages over a few years. He takes all the hassle out of it and does everything for you. Lovely guy and gives simple and honest advice.
Alexis Holland
We have used James for several years, first when he was part of a chain but recently since he has set up on his own. I wouldn't hesitate to recommend James and can’t do so highly enough. This was the 3rd occasion James has handled a mortgage application for us and his service was as good as ever and much better than Sequence, who charge you more and have limited reach and knowledge. James has always saved us money and on occasions managed to get a deal through when things were looking bleak; this is because he does what he says he will and keeps you up to date. I can't think of any reason why you wouldn't use these services! we will be back in 18 months!
John Keeton
We used Jim this year to find us a mortgage in October. We had really complex circumstances that even solicitors hadn’t come across before but Jim was excellent and relentlessly worked with lenders to find one that worked for us. It was clear that he was very experienced and I would highly recommend his services.
Jo Twigg
I was delighted with the service I received from James Rudd Mortgage Services. We had a tricky mortgage application due to a problem with the building's fire safety certificate but James persevered and managed it all for us very well. He kept everyone informed throughout the process. I would definitely recommend James Rudd Mortgage Services to everyone and will definitely go back whenever we need a new mortgage or a remortgage. Thanks again for your great service James!!
Gordon Brown
James Rudd is the best mortgage broker I have ever come across. I am a buy to let investor who has used different brokers over the years but I have never had such great service from any of the others! Jim (James) exceeded my expectations - I had a complex financial situation and knew that securing a mortgage would not be straightforward but Jim was not daunted in the least and stated that he definitely liked a ‘challenge’. He answered all emails very quickly, always kept me fully informed - I never had to chase him for anything - he was one step ahead, every time! Without reservation, I can highly recommend Jim - absolutely first class!
Charlotte McCue
WHY CHOOSE US
Our clients choose to trust us over the competition because of the way we conduct our business.
YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
James Rudd Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
Registered Office : 30 Sorbus Way, Lepton, Huddersfield, HD8 0EY. Registered Company Number : 10416982. Registered in England & Wales.
There may be a fee for mortgage advice, the exact amount depends on your circumstances. This will be typically £399.