INSURANCE


INSURANCE

We have been giving the people of Yorkshire expert whole of market mortgage advice since 2016


Home insurance is a type of insurance product that protects your property and your belongings.

There are three main types of home insurance:

Buildings Insurance, Contents Insurance, Landlord Insurance. Buildings insurance covers the cost of repairing damage to the structure of your property. This includes the walls, windows and roof as well as permanent fixtures and fittings such as baths, toilets and fitted kitchens. As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up.

Contents insurance on the other hand, covers the cost of replacing your belongings in your home if they are damaged, destroyed or stolen. Generally, your ‘contents’ are defined as the items that would fall out if you could pick your property up and turn it upside down.

Combined Buildings and contents is a convenient way to make sure everything is covered, you’ll often receive a discounted premium for combining the two. 

You can buy both types of insurance separately, or in many cases, you can get them as a joint policy from one insurance company.

We can search through a range of policies to find the one that suits you best from our extensive list of insurers.

As with all insurance policies, conditions and exclusions will apply.


Best Mortgage broker in Huddersfield

TESTIMONIALS

What our clients say...


WHY CHOOSE US

Our clients choose us because we put them at the heart of everything we do


INDIVIDUAL ADVICE
We provide our services to suit you, whether face to face, telephone or email
WE'LL SEARCH THE WHOLE MORTGAGE MARKET
We know that one size doesn’t fit all and we have access to the whole market, leaving no stone unturned to find the right mortgage for you
OUR CLIENTS ARE FOR LIFE
We want to be the only mortgage broker you will ever need to use and the majority of our clients are existing customers and recommendations
EXPERTISE
Whilst we have arranged finance for people in all situations, we have areas we think we excel in. If you are a contractor, self-employed, a first time buyer, an older borrower or have had credit issues, you should really call us.

YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE


James Rudd Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd,  which is authorised and regulated by the Financial Conduct Authority.

Registered Office : 30 Sorbus Way, Lepton, Huddersfield, HD8 0EY. Registered Company Number : 10416982. Registered in England & Wales. 

There may be a fee for mortgage advice, the exact amount depends on your circumstances. This will be typically £399.